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OUR SERVICESWHY CHOOSE USABOUT US

Peterson & Grantham Insurance protects your home and peace of mind by securing tailored insurance coverage for homeowners who have had no claims in the past five years. Our team reviews your property and builds a policy around your exact needs without added fees. You deserve certainty in an unpredictable market. We provide dependable coverage so you never face a gap when you need it most.

Licensed, Bonded & Insured
Serving Homeowners Since 2008
35+ Reputable Carriers
3,000+ Clients Served

Peterson & Grantham Insurance are licensed, bonded, and insured. We have served homeowners since 2008, providing access to 35+ reputable carriers and supporting more than 3,000 clients. We proudly protect homes across the communities we serve.

Peterson & Grantham Insurance are licensed, bonded, and insured. We have served homeowners since 2008, providing access to 35+ reputable carriers and supporting more than 3,000 clients. We proudly protect homes across the communities we serve.

Trusted Home Insurance Coverage Built To Last

Licensed, Bonded & Insured
Serving Homeowners Since 2008
35+ Reputable Carriers
3,000+ Clients Served

WHY CHOOSE US

Protects Your Home

We bring decades of insurance experience to every policy we write. Our team combines experience, industry knowledge, and access to multiple reputable carriers. We shop your home insurance with more than 35 reputable carriers and build coverage around your estimated rebuild cost to help reduce the risk of being underinsured when it matters most.

Get Your Custom Quote Today

OUR SERVICES

Our Home

Secure Your Home Protection Plan

ABOUT US

Local Insurance Support

Since 2008, Peterson & Grantham Insurance has provided personal and commercial insurance coverage in Roseville, CA. As an independent agency with 35+ carriers, we compare options to help you find competitive premiums.

We specialize in home, auto, life, liability, workers’ compensation, and business insurance. Partnering with 35+ carriers, we provide tailored coverage and competitive rates to help households and businesses find protection that fits their needs.

Speak With Our Team

and Everything Inside It

Insurance Services

HOW IT WORKS

3 Simple Steps to Secure Coverage

Protect Your Home Now
1
FREE CONSULTATION

Initial Consultation

Fill out our short form to schedule a consultation.

2
DISCUSS YOUR COVERAGE GOALS

Coverage Review

We discuss your property, current insurance, and coverage goals to identify suitable coverage options.

3
PROTECT YOUR PROPERTY

Policy Selection

Choose the coverage that fits your needs and move forward with greater confidence knowing your home is protected.

Backed by Experience

We offer straightforward coverage options for your property. We help tailor each policy to protect your home, investment, and family.

Local San Diego Experience

LICENSED, BONDED & INSURED

Your coverage is backed by a properly licensed and insured team committed to compliance and peace of mind.

Personalized Coverage Reviews

SERVING HOMEOWNERS SINCE 2008

With years of experience, we specialize in placing coverage for hard-to-insure homes.

Straightforward Communication

NETWORK OF 35+ CARRIERS

We provide options from reputable insurers rather than limiting you to a single quote.

Long-Term Client Relationships

3,000+ CLIENTS SERVED

We’ve supported more than 3,000 clients with trusted insurance solutions across the communities we serve.

What Your Home Insurance Covers

What Your Home Insurance Covers

  • Protects your home's structure → Helps cover the cost of rebuilding after covered damage, based on your policy limits and terms.
  • Safeguards belongings inside → Furniture, electronics, and other belongings may be covered, subject to your policy limits and terms.
  • Covers liability risks → Provides liability protection if someone is injured on your property and you are legally responsible.
  • Provides living expenses → May help cover hotel or rental costs if covered damage makes your home unlivable.
Setting the Right Dwelling Limit

Setting the Right Dwelling Limit

  • Reflects real rebuild costs → Labor and materials can cost more today.
  • Avoids costly shortfalls → Older policies may have dwelling limits that no longer reflect current rebuilding costs.
  • Local expertise → We review your home to help set limits that reflect current rebuilding costs.
When Your Home Is Hard to Insure

When Your Home Is Hard to Insure

  • Solutions for non-renewals → If one carrier will not renew your policy, another may accept your home.
  • Access to 35+ carriers → Options beyond a single quote.
  • FAIR Plan + Difference in Conditions → Together, these policies can provide broader protection than a FAIR Plan alone.

Note: We cannot assist with homes that have had claims in the past five years, but we'll help you determine your available options if you're eligible.

Coverages That Strengthen Your Policy

Coverages That Strengthen Your Policy

  • Umbrella insurance → Additional liability protection beyond your home and auto policy limits.
  • Earthquake coverage → Adds protection where standard policies exclude earthquake damage.
  • Flood coverage → Helps protect against certain flood-related damage not covered by standard homeowners policies.

You Can Genuinely Trust

GET A FREE ESTIMATE TODAY

Complete Home

We offer straightforward coverage options for your property. We help tailor each policy to protect your home, investment, and family.

Workspaces Since 1993

to Secure Coverage

Renovation Services

  • ★★★★★
    When I moved to California, I was shocked by how high my insurance premiums were for both my home and car. Thankfully, a friend told me about Curtis at Peterson & Grantham Insurance Brokers. Not only did he find me a better quote, but he also provided even stronger coverage. The whole process was seamless and effortless.
    Japhet De Oliveira
    Japhet De Oliveira
  • ★★★★★
    I had excellent assistance from Curtis in acquiring condo homeowner insurance. He was very knowledgeable about exactly what I needed as well as what materials needed to accompany the application. What I really liked was how quickly and smoothly everything was done. Plus, he responded to emails immediately. I only wish other service providers and companies were as efficient and supportive as he was. Five out of five stars! Thank you Curtis!
    Gretchen Cotter
    Gretchen Cotter
  • ★★★★★
    Peterson and Grantham Insurance Brokers were very helpful navigating me through the process of attaining my insurance coverage for my consulting business. They were very considerate in making sure my insurance needs were met and gave me great comfort during the process. I will be happy to refer anyone who is looking for insurance coverage to them in the future. Jim Holmes
    Jim Holmes
    Jim Holmes
  • ★★★★★
    I had to switch insurance carriers after my premium went up and found Peterson & Grantham Insurance Brokers through Google. I reached out to Curtis and had a great experience. He helped lower my auto insurance and also bundled my homeowners policy, which saved me even more. Everything was handled quickly and professionally. Curtis was easy to work with and someone I trust with my insurance needs. Great service all around. 5/5 stars.
    Steven Khong
    Steven Khong
  • ★★★★★
    Had to search for new insurance policies because premiums were getting out of hand. Saw this local company online and Curtis Peterson responded quickly and professionally. Thank you for the significant savings without compromising coverage. Overall positive experience. Highly recommended.
    Antonio
    Antonio
  • ★★★★★
    I am very happy they were able to find another insurer after the former insurer dropped my home insurance at renewal, and at the same price. This was a source of stress so I was very relieved. All the staff I have dealt with was very professional and responsive- fast to respond and answered my questions exactly.
    VRigamarole
    VRigamarole
  • ★★★★★
    I recently switched my home and auto insurance through Peterson & Grantham Insurance Brokers, and I couldn't be more satisfied with the experience. Curtis was exceptionally responsive, providing all the details I needed to make informed decisions. His knowledge of today's insurance market is impressive, making the entire process smooth and stress-free. Highly recommend their services!
    David Wight
    David Wight
  • ★★★★★
    I have been a long time customer with Curtis Peterson for many years. My brother recommended the service to me and was with them for a long time as well. I love that I can send an email about nearly everything insurance related and someone from the office will just take care of it so I don't even need to call the insurance company. Even if it's a quick question. I love that most things are done via email because it's very convenient. And that I am kept in the know on cheaper options. Curtis Peterson and his team have been there for my first home purchase, marriage, divorce, rental insurance-- and they've handled all my changes for me with very little work for me! Recently, Curtis reached out personally to update me on price changes and he made some adjustments and got me coverage for windshield replacements. I just so happened to have a crack and I was able to get it fixed! Thank you for your assistance, I highly recommend!
    Brianna Watts
    Brianna Watts
  • ★★★★★
    I would highly recommend Peterson & Grantham Insurance Broker Services for all of your insurance coverage needs. Curtis and his staff are very helpful, knowledgeable and committed to finding the best coverage for your particular needs and at the best value. I have my policies insured through Curtis for over 20 years. Chris is a 5 star team member and has been great to work with. Bob
    Redwood
    Redwood
  • ★★★★★
    I have used Peterson & Grantham for all my insurance needs for years. Curtis and his whole staff are so professional and helpful. They always take the time to answer all my questions or concerns. I believe his insurance prices are the best and the service is excellent. He is very knowledgeable in regards to insurance needs but also with state law and compliance. I highly recommend Curtis Peterson and his staff for all your insurance needs.
    Tony Crespo
    Tony Crespo

Trusted by Homeowners

3 Simple Steps

Receive a free, no-obligation consultation to review your insurance needs and explore coverage options that fit your home.

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Available Today

Receive a free, no-obligation consultation to review your insurance needs and explore coverage options that fit your home.

See why homeowners continue to choose Peterson & Grantham Insurance for personalized service, expert guidance, and access to multiple trusted insurance carriers. 

Fill out the form to receive personalized guidance for your home insurance needs. We’ll connect with you promptly to discuss your coverage requirements.

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READY TO PROTECT YOUR HOME

WITH THE RIGHT COVERAGE?

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Insurance Services

FAQ Widget

Every shutter is custom-made to suit your windows, interior style, and property's unique character for a seamless, premium finish.

Shutters provide an additional layer of insulation that can help regulate indoor temperatures and create a more comfortable living environment.

Unlike temporary window coverings, shutters offer a classic, elegant look that enhances your home's appearance for years to come.

Frequently Asked Questions